You Don’t Need Insurance Anymore to Get Affordable Health Care
Friday, January 1st, 2010In our country, affordable health care is becoming a major problem. In 2005, an amazing 46.6 Million Americans were uninsured, and those numbers are growing.
The reason? This is largely because the costs of health insurance are continuing to rise, and employers just don’t want to spend the money to insure their employees. The result is devastating, and too many Americans are walking around with little or no health coverage.
There is an answer, however. And that answer is Consumer Driven Health Care, also known as CDHC. It provides affordable health benefits for those who otherwise would not be covered.
One option of Consumer Driven Health Care is called a Discounted Fee-for-Service program. What this means, is that the consumer agrees to pay a flat fee when they visit a provider (physician, dentist, etc.), and they in turn get a highly discounted rate for their health care.
This is usually done by applying for a membership card through a Discount Medical Plan Organization, and paying a low monthly membership fee. The membership fees are usually remarkably lower that what Americans pay per month for traditional health insurance.
A reputable Discount Medical Plan Organization will have providers available nationwide, in many different medical fields, for the consumer to choose from.
This is not insurance, and the benefits of a Discounted Fee-for-Service Program really speak for themselves.
There are no age limits, ongoing conditions are accepted, you and your doctor control the level of care, there is no insurance carrier so the savings are passed on to you, and you can pick your own doctor from the Providers listed.
More and more consumers and companies are choosing Discounted Fee-for-Service Programs, simply because it makes more financial sense than insurance, and the quality of health care is not sacrificed.
America is changing, and health care is changing right along with it. It is now possible to get affordable health care without having the hassles and high rates of insurance.