Terminal Health Insurance
How a major health insurance company failed a paying patient through repeated denials. Now incurable she wants you to ask yourself why do too many of our politicians deny us the same coverage they give themselves? Vote for reform!!!
Tags: denials, health, health insurance, health insurance company, insurance, major health, politicians, Terminal
January 21st, 2010 at 10:40 am
I’d like to see this video on Fox or CNN but alas it doesn’t support their lie that the USA has rthe best care on the planet and they don’t need gunernmint rationing care.
Sounds to me BC/BS does it’s own rationing based on profit.
January 21st, 2010 at 11:29 am
She should go before congress like next week. I also have Blue Crap/Blue Shit, with a $1500 deductible, no doctors visits, no nothing. Basically, I have no insurance really. Every American who believes in justice should march to Congressman “Boner”’s office in Ohio and tell him what we think of his insurance lobby representation.
January 21st, 2010 at 12:19 pm
Hello Beth, I hope things can get better. Please do not give up. We need universal healthcare. We must accomplish where nobody has to be uninsured, even if employer don’t offer it; even if you lost your job and can’t afford the cobra, even if you have pre-existing conditions.
Best Wishes and Bear Hugs,
Hai / Juan
January 21st, 2010 at 1:15 pm
docs lose money when they see ppl they dont get reimbursed for.
January 21st, 2010 at 1:25 pm
Ah, thanks for the explanation. Yes, some doctors not in groups can do that. My doctor is not the big expense, it’s the drugs. One cost $1800 every 3 weeks, another is $1200 each month. The doctor has no control over those costs. Sometimes people make comments that aren’t based on real experience.
January 21st, 2010 at 1:52 pm
My response was to vendi. If your doc refused to ist b.c he couldnt. Many docs see pts without healthcare but they cannot do it for everyone.
January 21st, 2010 at 2:43 pm
what do you mean by passes? My 1st oncologist refused to give me new drugs because “the insurance company doesn’t like to pay for them”. I went from curable to terminal as a result. What pass did he give me?
January 21st, 2010 at 3:10 pm
bc docs cannot keep giving passes to every patient.
January 21st, 2010 at 4:00 pm
I’m really sorry to hear about your problems.
This really shows how messed up the health system in America is, and I hope your story helps to make a much needed change for America.
January 21st, 2010 at 4:14 pm
Vindictive,I have just read this after nearly losing my life 2 months ago and just now stabilized only to read your post to me, how dare you accuse me of “whining” after paying for 35 years for insurance and then expecting to get ah…INSURED? My doctor is NOT the problem, she is the solution. Blue Cross DOES argue benefits,2 weeks ago they denied me Xeloda, look it up. It’s STANDARD treatment for my cancer. Once again my doctor had to spend hours fighting them instead of the cancer! Get real…
January 21st, 2010 at 5:07 pm
Please remember that I have eventually won each argument with Blue Cross because my “damn benefits” ( per Vindictive) that I paid 35 years for DID cover me. I worked for an insurance company, they delay and deny routinely. My doctor is still paying off her college loans, why should she treat patients for free when we already paid our premiums to an insurance company for coverage? This is a failure of the insurance company to provide a product I already more than paid for.
January 21st, 2010 at 5:28 pm
I have tried to send message on your page; error occurred. I have wondered if you are still alive. I will do what I can to see that your efforts are not in vain. I plan to attend a strategy conference Nov 15 & 16.
Of all the forms of inequality, injustice in healthcare is the most shocking and inhumane.
—-Rev Dr Martin Luther King Jr.
January 21st, 2010 at 5:42 pm
nyfletcher, I am in hearty agreement with you. You get a thumbs up from me. Nationalized education, nationalized police department, nationalized fire department, nationalized roads, nationalized parts, nationalized military. We should have Nationalized Healthcare as well. We need HR 676; a single-payer.
January 21st, 2010 at 6:42 pm
This comment was intended for vendictiverep. His complaining about a dying woman’s whining is ludicrous; where is the humanity.
My Old Friend Martin said, “Of All The Forms Of Inequality, Injustice in Healthcare is the MOST SHOCKING and Inhumane.”
January 21st, 2010 at 6:58 pm
I clicked thumbs down. Knowing their damn benefits is much easier said than done. We need HR676 single-payer for all.
However, I am in agreement with you here, “Why didn’t doctors offer life saving treatment regardless of her ability to pay?” Oh, it ain’t Blue Cross? They are a business; Our lives should NEVER be business.
January 21st, 2010 at 7:40 pm
People that sign up for a health insurance plan should know their ***damn benefits before they whine and expect coverage for something. The Dr’s don’t give a s*** about the patients. Have you ever seen what kind of car your Dr. drives? What kind of home they live in? How come the Dr. didn’t offer to provide this so-called life saving service, regardless of the patient’s ability to pay? Hmmmm…wonder who the real devil is. It ain’t Blue Cross, and they don’t argue benefits.
January 21st, 2010 at 7:55 pm
Stunning Video! O_O
January 21st, 2010 at 8:34 pm
doesn’t our system suck.
but we have enough money to send overseas to fight aids in the “third world”
we have enough money to send 80 billion to Isael in military aid
we have enough money to send to everyone and their brother, but we don’t have enough to save the people that the government took the money from in the first place.
write, email your public officials….we need a national health care system
we have nationalized education, roads, parks military
Y not healthcare?
January 21st, 2010 at 8:45 pm
I am an American, but now live in Italy with my husband. Here the healthcare system is ran by the government and from seeing and living in both systems (private health care and government healthcare) the governmental health care is better. Granted, here in Italy we pay ALOT more taxes, but if you look at it compared to the cost of insurance in America it is about the same, but here you get treated. I am sorry, and saddened by your story and I wish you much luck and many more years.
January 21st, 2010 at 8:57 pm
Been there too, but not with an issue as serious as yours…
It is the denial of claim that is the heart of the issue. It works for the insurance company as they have a denial infrastructure in place and to fight it is draining for even healthy people.
After 8 months of denial…denial, I got a insurance lawyer, he sent his ‘lawyer letter’, and the claim was accepted. The best of luck to you. Small claims court might be an answer too.
January 21st, 2010 at 9:13 pm
Beth, You are absolutely right. But I fear the only option is replace insurance; Single-payer. Our “hack job” is a national disgrace. AFFORDABLE HEALTHCARE IS A RIGHT! Every other developed nation sees it that way.
I wonder if antenioplastins might help; a non-toxic form of chemotherapy. Dr. Burzinski.
Last year we lost close friend to breast cancer. But maybe not the cancer, but mistake in radiation therapy.
January 21st, 2010 at 10:10 pm
HealthMusic, Thank you for your post. Yes, I’m still alive, still fighting the cancer. I’ve been in weekly treatment that Blue Cross continues to deny. They send 2-3 letters every week denying payment. The good news is that my daughter just graduated from college, my son from high school. I was once told I’d never make it to their graduations. Our government must force the insurance industry to provide HealthCARE or replace them altogether. What has happened to me, can happen to anyone!
Beth
January 21st, 2010 at 10:30 pm
Beth, Hope this finds you still alive. I am a folk singer/songwriter; advocate for affordable healthcare. If you die and life could have been saved; it’s murderers. You may inspire future song.
Support HR 676; Single Payer. NO American should go through what Beth did. There is NO excuse for this great nation to have this “hack-job” of a system.
Inspirationn of “Pirates of Health Care-ibbean.” Piracy happens among insuranc companies & drug company.
AFFORDABLE HEALTHCARE IS A RIGHT! AMEN?
January 21st, 2010 at 11:05 pm
It is unbelievable that one of the riches countries in the world can treat its citizens like like this
America you should be ashamed to let this happen ,health care should be free for all not for only the people that can afford it
For someone like me from England this make no sense to me at all
I hope this lady all the best
January 21st, 2010 at 11:57 pm
This has been coming for a long time. Before Hillary Clinton was vilified in the 1990’s for supporting universal health care, my Aunt died from cancer because she quit work to marry my Uncle and was diagnosed with cancer before my Uncle’s insurance would take her on. Of course once she had cancer, no insurance company would agree to take her. And after my Aunt died, a good friend of ours died from cancer for a different reason because his insurance denied treatment to him.